Cyber Security Verification API for Indian Businesses
Detect fraud, flag compromised credentials, and generate risk scores per transaction or user — in real time. Built for fintech, payment gateways, and digital onboarding flows where fraud costs are non-negotiable.
What is a Cyber Security Verification API?
A Cyber Security Verification API is a REST interface that detects fraud, flags compromised credentials, and generates risk scores per transaction or user in real time. It identifies suspicious identities, device fingerprints, and behavioural patterns before they cause losses — enabling proactive fraud prevention in fintech, payment, and onboarding workflows.
Traditional fraud detection reacts after the damage is done — chargebacks, fake accounts, and stolen credentials are discovered post-incident. Our API flips that model. Every login, signup, and transaction gets a risk score in under 200 milliseconds. You set the thresholds, and fraud is blocked at the source — before it hits your revenue or reputation.
Fintechs use it to stop fake accounts at onboarding. Payment gateways use it to flag high-risk transactions. Digital lending platforms use it to identify loan fraud. E-commerce marketplaces use it to reduce chargebacks. Any platform where fraud costs money — or trust — benefits from real-time risk intelligence.
Complete Cyber Risk Intelligence
Multiple fraud signals combined into a single decision your platform can act on instantly.
Check emails, phone numbers, and password hashes against 10+ billion records from known data breaches. Identify accounts at risk before attackers use them.
Track devices across sessions. Detect emulators, rooted devices, and known fraud devices. Flag when the same device is used across multiple suspicious accounts.
Identify VPNs, proxies, TOR nodes, and known fraud IP ranges. Detect geographic anomalies — logins from unexpected locations or impossible travel patterns.
Detect rapid-fire signups, transactions, or login attempts from the same source. Identify bot traffic and account farming attempts.
A single number representing the likelihood of fraud. Configurable thresholds let your platform decide: allow, review, or block — automatically.
See exactly which signals contributed to a score. Enables transparent decisions, analyst review workflows, and compliance audit trails.
Real-Time Fraud Prevention at Scale
Built for platforms where fraud detection must be instant, accurate, and invisible to legitimate users.
Every request returns a risk score in under 200 milliseconds. Fast enough to run inline with logins, signups, and payments — no perceptible delay.
Combines credentials, devices, IPs, behaviour, and velocity into one score. Higher accuracy than single-signal checks, fewer false positives.
Set your own allow / review / block thresholds. Tune the balance between fraud prevention and friction for your specific risk profile.
Inputs are hashed client-side. The API never stores raw emails, phones, or account numbers. Compliant with Indian data protection regulations.
Score up to 10,000 records per batch for retroactive fraud sweeps or bulk re-verification of existing user bases.
Real-time webhooks when high-risk events are detected. Trigger manual reviews, user alerts, or automated account freezes.
From Risk Query to Decision in Milliseconds
Three steps. No friction for legit users. No delay for fraud detection.
Your app sends user identifiers — email hash, phone hash, device fingerprint, IP — during login, signup, or checkout. Sensitive fields are hashed before transmission.
Multiple signals — credentials, devices, IPs, behaviour, velocity — are combined into a risk score from 0 to 100, along with a signal breakdown.
You receive the risk score and a suggested decision — allow, review, or block. Your app applies your thresholds to decide what happens next.
Who Uses Cyber Security Verification
Deployed across fintech, payments, marketplaces, and any platform where fraud costs real money.
Screen every transaction for fraud risk before authorization. Reduce chargebacks, block card-testing attacks, and flag suspicious merchant patterns. Protect your platform from becoming a fraud vector.
Detect synthetic identities and account farming during onboarding. Flag loan fraud attempts based on device, IP, and velocity signals. Block repeat offenders who re-register with new credentials.
Reduce chargebacks from fraudulent orders. Detect promo abuse and coupon fraud. Identify suspicious seller accounts before they list fraudulent products. Protect customer accounts from takeovers.
Score every signup for risk. Reduce fake account registrations, bot traffic, and promotional abuse. Trigger additional verification (KYC, OTP) only for high-risk signups — not for every user.
What Changes When You Add Real-Time Risk Scoring
Integrating our Cyber Security API moves fraud detection from reactive to proactive — permanently.
Block fraud before it completes. Companies using real-time risk scoring report 40-70% reductions in fraud losses within the first quarter of deployment.
Good users see no delay. Bad actors are silently flagged. Unlike CAPTCHAs or OTP gates, risk scoring is invisible — improving conversion while improving security.
Stop reviewing every transaction or signup. Risk scoring lets your fraud team focus only on the 1-5% of cases that actually need human judgement.
Chargebacks, refunds, and customer service costs from fraud decrease dramatically. Pay only for API calls — usually a fraction of what one prevented fraud case saves.
API Express vs Alternatives
What sets our Cyber Security Verification API apart from other providers.
| Feature | API Express | Rule-Based Systems | Global Providers |
|---|---|---|---|
| Setup time | <1 day | Weeks-months | Days-weeks |
| Risk scoring time | <200ms | Varies | 300-500ms |
| Signals used | Credentials, device, IP, behaviour, velocity | Rules you write | Multiple |
| Breach DB coverage | 10B+ records | None | Varies |
| India-specific fraud signals | Yes | Manual | Limited |
| Free tier | 1,000 calls | N/A | Limited |
| Batch mode | 10,000/batch | N/A | Some |
| Support response | <4 hrs | N/A | 24-48 hrs |
The Cyber Security API Built for Indian Platforms
Choosing a fraud prevention provider is a long-term decision. Here's what makes API Express different.
Fraud patterns specific to Indian markets — UPI fraud, KYC fraud, and India-specific device/bot networks. Not a US-centric model with shallow India accuracy.
Fast enough to run inline with login, signup, and payment flows without user-facing delay. Invisible security, instant decisions.
Inputs are hashed. No raw PII transmitted or stored. Compliant with Indian data protection regulations. Safe for any workflow that handles user data.
Pay-as-you-go, no minimum commitment. Volume discounts apply automatically. No setup fees, no hidden charges, no surprise invoices.
Real people via email, WhatsApp, and phone. Integration help included free. Enterprise clients get a named account manager.
Your first 1,000 API calls free — no credit card. Test risk scoring, breach checks, and decision logic in sandbox.
Multiple Fraud Signals. One Risk Score.
Every signal that matters for modern fraud prevention — combined into a single decision.
Built on Standards Developers Trust
Our Cyber Security Verification API is built on industry-standard technology — designed for easy integration, high performance, and privacy compliance.
Single POST endpoint for risk scoring and credential checks.
Structured JSON with score, decision, and signal breakdown.
Hashed inputs · TLS 1.3 · No PII stored · Full audit logs.
Multi-zone redundancy · High-throughput risk scoring at any volume.
Real-time alerts for high-risk events. Trigger workflows instantly.
Test with mock identifiers. No charges for sandbox calls.
Other APIs You May Need
Cyber Security verification pairs well with these APIs for complete fraud prevention workflows.
Aadhaar, PAN, DL verification for complete identity workflows before risk scoring.
Verify bank accounts alongside risk scoring for payment fraud prevention.
Verify vehicles for driver onboarding, paired with device and identity risk checks.
Cyber Security Verification API — Common Questions
Quick answers to the questions we hear most often. Contact us if yours isn't here.
A Cyber Security Verification API is a REST interface that detects fraud, flags compromised credentials, and generates risk scores per transaction or user in real time. It identifies suspicious identities, device fingerprints, and behavioural patterns before they cause losses — enabling proactive fraud prevention in fintech, payment, and onboarding workflows.
The API combines multiple signals — device fingerprinting, compromised credential databases, historical fraud patterns, behavioural anomalies, and velocity checks — to generate a risk score for each transaction or user. Scores range from 0 (safe) to 100 (high risk), enabling your platform to make instant allow / review / block decisions.
A risk score is a numerical value (0-100) representing the likelihood that a transaction or user is fraudulent. You set your own thresholds — for example, allow scores under 30, manually review 30-70, block above 70. This lets you balance fraud prevention with friction-free user experience.
Yes. The API checks passwords, emails, and phone numbers against known data breach databases to identify credentials that have been exposed in past leaks. This allows you to force password resets or block login attempts from compromised accounts.
The API returns a risk score in under 200 milliseconds. This is fast enough to run in-line with login, payment, and signup flows without perceptible user-facing delay.
Sign up free, get your API key instantly, and call the endpoint during your login, signup, or transaction flow. Full documentation, sandbox environment, and code samples in Node.js, Python, PHP, and cURL are provided. Most integrations take under a day.
Yes. All requests are authenticated using unique API keys over HTTPS with TLS 1.3 encryption. No raw PII is transmitted in requests — inputs are hashed. The API itself complies with Indian data protection regulations.
Yes. Your first 1,000 API calls are completely free with no credit card required. Test fraud detection, risk scoring, and compromised credential checks in our sandbox before going live.
Start Detecting Fraud in Under a Day
Sign up free, get your API key instantly, and complete your first risk scoring integration before end of day. Your first 1,000 API calls are on us.